Your Choice Insurance
One Call. Forty Carriers. Your Best Rate.
Your Choice Insurance is a family-run independent agency serving central Indiana — we shop dozens of carriers side by side so you get the right coverage at a price that actually makes sense.
40+ Carriers Compared for You
No hold times — a real person answers every call
Family-run and locally rooted since 2006
Serving Kokomo, Indianapolis, Fort Wayne, Lafayette, and Marion
Stop Paying for a Quote You Never Compared
Most people get one number from one company and assume that's just what insurance costs. It isn't. As an independent agency, we're not tied to any single carrier — we pull rates from approximately 40 insurers and put the best options side by side for you. That's the difference between guessing and knowing.
We've been doing this in central Indiana since 2006, and we're still the same family-run agency we've always been. When you call us, someone picks up. When you have a question, you get an answer — not a menu, not hold music, not a callback that never comes.
Coverage for What You Own, What You Drive, and What You've Built
Whether you're insuring your home, your business, or a boat you take out twice a summer, we have a line of coverage that fits.
Multiple Carrier Options
You don't have to contact several insurance companies individually because access to multiple carriers allows you to compare coverage and pricing in one conversation.
Local Insurance Guidance
Insurance decisions feel less stressful when you're working with a team that understands local homes, drivers, businesses, and coverage concerns throughout South Central Pennsylvania.
Bilingual Service Available
Important insurance decisions become easier when you can discuss coverage in the language you're most comfortable using.
Contractor Insurance Experience
Business owners and trades professionals gain confidence knowing they can access coverage options built around the risks contractors face every day.
Responsive Local Support
Questions rarely happen on a schedule, and having a local agency available by phone, text, and online request helps you get answers when you need them.
Coverage for What You Own, What You Drive, and What You've Built
Whether you're insuring your home, your business, or a boat you take out twice a summer, we have a line of coverage that fits.
Personal Insurance
Home, auto, life, and bundled packages for families across central Indiana. We match your coverage to your situation — not to a preset tier.
Specialty Vehicle Insurance
Collector cars, motorcycles, boats, RVs, campers, and golf carts all have coverage needs that standard auto policies don't address. We work with carriers who specialize in exactly this.
Commercial Insurance
General liability, commercial property, and business coverage for small business owners who need a real agent in their corner — not a 1-800 number.
We Serve Homeowners and Business Owners Across Central Indiana
We're based in Kokomo and licensed throughout Indiana. Whether you're in Indianapolis, Fort Wayne, Lafayette, or Marion, you get the same local service and direct access to our team.
Our clients in Kokomo, IN know they can stop by or pick up the phone and reach someone who knows their name. Clients in Indianapolis, IN and Fort Wayne, IN get the same attentive service — just without the commute.
Frequently Asked Questions
What makes an independent insurance agent different from a captive agent?
A captive agent works for one carrier and can only offer that company's products. As an independent agency, we work with approximately 40 carriers — which means we can shop the market on your behalf and find the combination of price and coverage that actually fits your situation.
Who is the best independent insurance agent in Indianapolis?
That depends on what you need, but the right answer is an agent who shops multiple carriers, answers your calls directly, and takes time to understand your specific situation. Your Choice Insurance serves the Indianapolis area with exactly that approach — no hold times, no runaround, just straightforward guidance.
How many insurance carriers do you work with?
We work with approximately 40 carriers across personal, specialty, and commercial lines. That gives us real flexibility to find competitive rates and the right coverage fit for each client.
Do I have to come into your Kokomo office to get a quote?
Not at all. You can get a quote online, call us directly at 765-393-8900, or stop by our office at 1542 S Dixon Rd, Suite E in Kokomo. Whatever's easiest for you works for us.
What types of insurance do you offer?
We cover homeowners, auto, life, specialty vehicles (motorcycles, collector cars, boats, RVs, campers, golf carts), and commercial insurance including general liability and commercial property. If you need it, there's a good chance we can find coverage for it.
What areas of Indiana do you serve?
We're based in Kokomo and serve clients throughout central Indiana, including Indianapolis, Fort Wayne, Lafayette, and Marion. We're licensed statewide.
Ready to See What You Could Be Saving?
Getting a quote takes a few minutes. Finding out you've been overpaying for years takes one conversation. We're here Monday through Thursday 8:30 AM to 5:00 PM and Friday 9:00 AM to 3:00 PM — and a real person answers every time.
